CCC Introduces Consumer Financing in CCC ONE® to Help Collision Repair Shops Capture More Work
As repair costs rise, more consumers are paying out of pocket. Today, self-pay repairs represent more than 25% of repair orders generated in the CCC ONE platform, underscoring the growing need for flexible financing options that help shops move work forward without delay.
By embedding financing directly into the estimate process, shops can address cost concerns earlier, give customers clarity on how to pay, and increase the likelihood that repairs move forward. Shops can also use consumer financing as a pre-qualification tool to help their customers see their options before making an appointment from the shop’s Carwise profile or website.
CollisionRight, which operates 130 collision repair centers across the Midwest and Mid-Atlantic states, is an early user of Consumer Financing. According to
Sunbit powers the financing experience with fast decisioning and high approval rates of over 90%, giving more customers access to the repairs they need. Unlike traditional financing options, Sunbit offers true 0% interest payment options with no late fees, penalties, or hidden costs, and does not require a hard credit check. Shops receive payment upfront at the time of repair with zero repayment risk, while Sunbit manages billing and customer support directly with the consumer. This helps shops maintain predictable cash flow while delivering a seamless customer experience.
“Cost can be one of the biggest barriers to getting a repair approved,” said
Benefits of Consumer Financing for repairers:
- Capture More Work: Help customers move forward with repairs by offering fast, flexible financing options.
- Deliver Customer Convenience: Allow customers to pre-qualify and pay over time, directly from the digital touchpoints they already use.
- Get Paid Upfront: Shops receive payment upfront, helping maintain predictable cash flow.
“This integration brings Sunbit’s purpose-built financing directly into the workflows collision repair shops rely on every day,” said Oded Vakrat, Vice President of Platform Partnerships at Sunbit. “By combining high approval rates, no-fee payment options, and real-time decisioning, we’re helping shops remove financial friction at the moment it matters most, so more drivers can move forward with essential repairs quickly and with confidence.”
Consumer financing is available now to repair facilities using CCC ONE.
For more information, visit cccis.com/consumer-financing.
About CCC
About Sunbit
Sunbit builds financial technology for real life. The company's financial technology products have helped millions of people ease the stress of paying for life's expenses by giving them more options on how and when they pay. Sunbit’s BNPL technology is an introduction-point for millions of consumers who become repeat customers, at both the point-of-sale and through the company’s card offerings. Sunbit is also available through service provider partners, cross-vertical platforms like Stripe, and vertical-specific platforms, as well as via no-fee credit cards for top retailers across the country. Despite never charging fees of any kind, Sunbit has achieved sustained profitable growth. Through a seamless approval process that delivers decisions quickly, Sunbit brings the speed and accessibility of online transactions to in-person purchases. For more information, visit sunbit.com.
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